What is nisab for zakat?

Nisab is the minimum amount of wealth that makes zakat obligatory. The gold nisab is 87.48 grams of gold and the silver nisab is 612.36 grams of silver, converted to your local currency.

How much zakat is due?

If your zakatable wealth reaches nisab, zakat is 2.5% of that wealth, paid once per lunar year. This calculator shows every step transparently.

Gold or silver nisab — which one should I use?

The Hanafi school traditionally uses the silver nisab, while the Shafi'i, Maliki and Hanbali schools generally use the gold nisab. Many contemporary scholars recommend the silver nisab because it is lower and more charitable. Consult your local scholar.

Is my data uploaded anywhere?

No. Everything runs in your browser — your figures never leave your device.

Free Tool · Private & Transparent

Zakat Calculator — your madhhab, your nisab

Zakat is due at 2.5% of qualifying wealth held for a lunar year. Choose your school of thought, pick a gold or silver nisab, enter your assets — and watch every step of the calculation explain itself. Nothing is uploaded; it all runs in your browser.

Hanafi (traditional): silver nisab is commonly preferred — it is lower, so zakat becomes obligatory sooner, which is seen as more cautious and more charitable.

Your wealth

Enter values in your local currency. Zakatable assets are shown per the mainstream position of all four schools, with common differences noted.

Currency For display only — same numbers, different symbol

Cash & savings Bank accounts, cash at home, savings and current accounts

Gold & silver — held for wealth Investment gold, coins, bars, or bullion. Zakatable in all four schools

Jewellery worn or used Most scholars do not require zakat on jewellery for personal use — Hanafi positions vary for hoarded jewellery

Stocks & shares Some scholars calculate on full market value; others on 25% of it (assets-based view). Choose your method

Cryptocurrency Most contemporary scholars treat crypto as zakatable wealth at 2.5%

Business assets Trading stock and cash in trade, valued at selling price

Money owed to you Receivables you can actually collect — added if recoverable

Pension & retirement Not included by default — most scholars say zakat applies only to what you can access. Include if you withdraw it

Other zakatable assets Rental income savings, gifts, inheritances held as cash or wealth

Deductible debts Direct, due debts: loans, bills, credit card balances, unpaid purchases — deduct from your assets

Nisab & prices

The minimum wealth that makes zakat obligatory. Prices are pre-filled with recent market rates — update them for your day.

Gold nisab (87.48 g) Silver nisab (612.36 g)

Gold price (per oz) Used when the gold nisab is selected

Silver price (per oz) Used when the silver nisab is selected

Your zakat

Calculated instantly, fully transparent.

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Enter your assets above to see your zakat.

How this is calculated

A note on religious rulings: zakat rules differ between scholars and schools, especially for stocks, jewellery, pensions and crypto. This calculator follows the mainstream positions summarised above. For your personal ruling, please ask a trusted scholar or your local authority. All figures are estimates for guidance only.

Zakat questions, answered plainly

What is nisab?

Nisab is the minimum wealth that makes zakat due: 87.48 g of gold or 612.36 g of silver, valued at today's prices.

Why 2.5%?

Zakat is 2.5% of qualifying wealth held for one lunar year (hawl). It is one of the five pillars of Islam.

Gold or silver nisab?

Hanafi tradition commonly uses silver; Shafi'i, Maliki and Hanbali commonly use gold. Many modern scholars recommend silver — it is lower, so you give sooner. Ask your scholar.

Is my data private?

Completely. Nothing is uploaded or tracked — every calculation happens in your own browser.

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